Available for Collaboration

PranjitDowarah

Current Role / Officer — Insurance & Risk · Grade M9 · AM/NS India

9+ years turning enterprise risk into strategic advantage across Steel, Cement, Chemical Manufacturing and Global Logistics. International operations in India, UAE & Singapore. IISA Associate Member.

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Pranjit Dowarah
Pranjit Dowarah
Pranjit Dowarah
IISA
Associate
AM/NS India
Active · Surat, Gujarat
CMS Insurance Project Claims Management System Marine & Property Insurance AM/NS India Risk Assessment UAE · Singapore · India IISA Associate Member 300+ Claims Settled SAP S/4HANA Portfolio Management CMS Insurance Project Claims Management System Marine & Property Insurance AM/NS India Risk Assessment UAE · Singapore · India IISA Associate Member 300+ Claims Settled SAP S/4HANA Portfolio Management
Featured Project

CMS Insurance Management System

A unified Claims Management System built for AM/NS India — covering Marine, Property, and Project insurance claims. Features real-time analytics, NSD tracking, letter generation, and full Excel/PDF export. Dark & light theme, fully offline.

CMS_Insurance_Final_v17.html  —  Pranjit Dowarah
🛡️

CMS Insurance Management System

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📊
Analytics Dashboard
Real-time KPI cards, interactive Chart.js visualisations, claim status breakdown, and settlement trend analysis. Full dark/light theme toggle.
🛒
Claims Tracker
Unified tracker for Marine, Property, and Project claims. Inline editing, multi-filter search, Excel and PDF export, and activity log.
📋
Letter Generator
Auto-generates professional insurance letters (monetary, reminder, closure). Pre-fills claim data, supports PDF download and print.
NSD Tracker
Next Step Date tracking with overdue alerts, priority flagging, and team assignment. Colour-coded urgency system for active claims.
📄
Policy MIS
Complete policy register with renewal tracking, premium management, insurer details, and expiry alerts. Full export functionality.
⚠️
Risk Management
Risk register with severity matrix, mitigation tracking, and risk owner assignment. Integrated with the claims and policy data.
Pranjit Dowarah
Pranjit Dowarah
Officer · Insurance & Risk · Grade M9
9+
Years
Current Role
Deputy Manager M9
Membership
IISA Associate
Experience
9+ Years
Countries
India · UAE · SG
Industries
5 Major Sectors
Email
prandowarah@gmail.com
About

Strategic Insurance Professional

An accomplished Insurance and Risk Management professional with over 9 years of extensive experience. Currently serving as Officer (Grade Deputy Manager) at ArcelorMittal Nippon Steel India Limited — India's largest integrated steel complex, a JV between ArcelorMittal and Nippon Steel.

Renowned for devising effective insurance strategies — safeguarding company assets, mitigating enterprise risks, and driving measurable results across three countries and five industries.

An Associate Member of IISA (Insurance Institute of South Africa), bringing internationally recognised credentials alongside deep expertise across 20+ insurance policy classes. Key achievements include facilitating INR 2X Crore in Mega-Risk settlements, resolving 300+ marine insurance claims, and managing portfolios for 7 international entities across India, UAE and Singapore simultaneously.

Steel IndustryCement MfgChemical MfgGlobal LogisticsMarine InsuranceCyber RiskUAE ComplianceSingapore MASIISA MemberSAP S/4HANA
Career Timeline

9 Years of Excellence

Current Position
March 2024 → Present
ArcelorMittal Nippon Steel India
Officer — Insurance & Risk Management · Grade M9 · Deputy Manager · Surat, Gujarat

Key member of the Insurance & Risk Management team at India's largest integrated steel complex. Responsible for supervising all insurance policies, claims, and risk assessments pan-India. Managing a significant annual premium portfolio ensuring regulatory compliance and providing strategic insights for C-suite decision-making.

Maintaining strong relationships with insurers, brokers, and loss adjusters — maximising coverage depth and facilitating prompt, fair claim settlements contributing to AM/NS India's operational resilience.
Mega RiskIndustrial All RiskPortfolio MgmtRisk AssessmentClaims SettlementSAP S/4HANAPan-India Ops
May 2023 → March 2024
BoxcoWorld — Global Logistics
Assistant Manager — Insurance · Noida · UAE · Singapore

Supervised insurance portfolios across 7 international entities spanning UAE, Singapore, and India. Managed multi-jurisdictional negotiations, regulatory compliance, and all claims procedures across three countries simultaneously.

Managed 7 international entities across 3 countries — navigating UAE Central Bank and Singapore MAS insurance frameworks concurrently.
7 Int'l EntitiesMarine HullStevedore LiabilityUAE RegulationsSingapore MAS
May 2021 → April 2023
RSPL Limited — Soda Ash Division
Officer — Insurance · Dwarka, Gujarat

Managed Mega Risk, EAR, Liability, and Employee Benefits portfolios. Facilitated landmark Mega-Risk settlements totalling INR 2X Crore.

Mega Risk — 2X CrEAR PolicyMarine CargoRisk Mitigation
June 2019 → May 2021
Star Cement Limited
Officer — Insurance · Guwahati, Assam

Responsible for renewals and claims. Successfully settled more than 300 marine claims — demonstrating deep expertise in surveyor coordination and insurer negotiation.

300+ Marine ClaimsRenewal ManagementProperty All Risk
June 2017 → June 2019
Universal Sompo General Insurance
Associate Banca Advisor (Off-roll) · Guwahati

Consistently exceeded sales targets across motor, health, fire, marine, and travel insurance lines.

Motor InsuranceMarine InsuranceBanca Sales
Skill Matrix

Core Expertise

Claims Management & Settlement95%
Insurance Portfolio Management93%
Policy Procurement & Renewal92%
Broker & Insurer Relations91%
Enterprise Risk Assessment90%
Multi-Jurisdictional Compliance88%
SAP S/4HANA & ERP Systems75%
IT & Cyber Risk Management72%
Policy Classes

20+ Mastered
Policy Types

Mega Risk
Industrial
Industrial All Risk
Property
Marine Cargo
Transport
Global Cyber Risk
Technology
Marine Hull
Marine
Stevedore Liability
Liability
CGL Policy
Liability
GPA Policy
Personal
Erection All Risk
Engineering
Contractor All Risk
Engineering
Fine Arts Policy
Specialty
Property All Risk
Property
Motor Insurance
Motor
MTO Transport
Logistics
WC & GMC
Employee
Haulier's Liability
Transport
Impact & Milestones

Measurable Results

🏅
300+
Marine Claims Settled
Successfully settled over 300 marine insurance claims at Star Cement — deep expertise in surveyor coordination and insurer negotiation.
💰
₹2X Cr
Mega-Risk Settlements
Facilitated landmark Mega-Risk settlements at RSPL Limited plus extensive Marine Cargo and Motor Insurance recoveries.
🌐
7
International Entities
Managed portfolios for 7 international entities across UAE, Singapore & India simultaneously at BoxcoWorld.
20+
Policy Classes
5
Major Industries
3
Countries
9+
Years Experience
Credentials

Certifications &
Qualifications

IISA
Associate Membership (AIISA)
Insurance Institute of South Africa
International Membership
RMAI
Marine Cargo Insurance Certification
Risk Management Association of India
Professional Certification
Ali
Diploma in Risk Management
Alison Online Learning
Diploma
IISDT
Advance Diploma in Insurance & Risk
IISDT
Advanced Diploma
Li
IT & Cyber Security Risk · Cyber Insurance
LinkedIn Learning
Professional Courses
SAP
SAP S/4HANA, ERP & SAP MM
LinkedIn Learning
Technology Certification
Academic

Education Records

Bachelor of Arts — English Literature
Dibrugarh University · Dhakuakhana College
2012–2016Full TimeArts Stream
Higher Secondary — Arts
Dhakuakhana College
2010–2012Full TimeCGPA 65%
HSLC — Secondary Education
Dhakuakhana Collegiate H.S.
2005–2010Full Time
Get In Touch

Let's Connect

Available for insurance strategy discussions, risk management consulting, and career opportunities globally.

Open to opportunities — insurance leadership & risk advisory roles
Send a Message
Response within 24 hours
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